When Congress passed the Fair Housing Act (FHA) in 1968, it knew that simply outlawing discrimination was not enough; affirmative steps would be required. Bernanke, Ben S., Challenges in Housing and Mortgage Markets, Speech givenat the Operation HOPE Global Financial Dignity Summit, Atlanta, GA, November 15, 2012. only 16 percent rated their local public schools as excellent, lawsuit against social media giant Facebook, investigated for racial discrimination in his own real-estate holdings, 30 revealed one or both forms of discrimination. Which of the following words is a synonym for precisely as used in the sentence above? It contains a blank and is followed by four answer choices. Which of the following types of graphs is the best way for the researcher to represent data? Environmental health officers in uk government are key actors enforcing legislation. Comptia A+. The terriblr housing conditions prompted Richard to become politicakky involved. HUD funds many of these exercises through the Fair Housing Initiatives Program (FHIP), and should increase the resources allotted to the program to match the prevalence and gravity of the problem. 5.John followed the doctor's ______to get more rest. This was a large, horse-drawn carriage, often placed on iron or steel tracks to provide a smoother ride. Although trolleys were far more efficient than horse-drawn carriages, populous cities such as New York experienced frequent accidents, as depicted in this 1895 illustration from. Urban housingas well as services such as transportation and sanitationexpanded accordingly, though cities struggled to cope with the surging demand. The Federal Reserve, which lowered short-term interest rates to nearly 0 percent by early 2009, took additional steps to lower longer-term interest rates and stimulate economic activity (Bernanke 2012). I found the shoe looking for my coat. The function of the Golgi apparatus is to. Copy the letter string above on a piece of paper. 2. Today, forms of discrimination still stymie racial integration and housing opportunities for black Americans. She is perhaps best known as the founder of Hull House in Chicago, which later became a model for settlement houses throughout the country. While playing basketball, a player injures her Achilles tendon, which types tissue was injured? Which of the following substances is excreted by sweat glands in response to the breakdown of proteins and the formation of ammonia? The terrible housing conditions prompted Richard to become politically involved.By the. African Americans frequently encounter discrimination when searching for housing at all stages: They are more likely to receive subpar service when interacting with real-estate agents, and are shown fewer homes for sale or rent than whites are. In addition, the two government enterprises suffered losses on failing prime mortgages, which they had earlier bought, insured, and then bundled into prime mortgage-backed securities that were sold to investors. In March 2019, the U.S. Department of Housing and Urban Development (HUD) announced a lawsuit against social media giant Facebook, alleging that the platform allowed advertisers to use data in order to exclude certain racial groups from seeing home or apartment advertisements. Which of the following is the main idea of the paragraph? Although slow to arrive in rural areas of the country, electric power became readily available in cities when the first commercial power plants began to open in 1882. Author Richard Rothstein says the. The government took several steps intended to lessen the damage. Finally, as skyscrapers began to dominate the air, transportation evolved one step further to move underground as subways. ingredients instead of a store-bought mix. The Adjusted Trial Balance For China Tea Company, Una Estudiante Desea Hablar Con Su Profesora De Biologa, 2017 Ap Art History Free Response Answers, 2020 Annual Federal Tax Refresher Course Answers, 2012 Chevrolet Colorado 1Lt 3.7 L 4Wd Extended Cab. B) Native Americans refused to t . The process of cephalization allows for which of the following? When Nikola Tesla subsequently developed the AC (alternating current) system for the Westinghouse Electric & Manufacturing Company, power supplies for lights and other factory equipment could extend for miles from the power source. A sign advertising refinancing services is posted in a vacant lot April 29, 2008, in Stockton, California. Kimberly Quick, Which of the following resources would help a reader gather information about economic trade during world war 1? Web The Terrible Housing Conditions Prompted Richard To Become Politically Involved. Pioneering women such as Jane Addams in Chicago and Lillian Wald in New York led this early progressive reform movement in the United States, building upon ideas originally fashioned by social reformers in England. At this time, the attractions of city life, and in particular, employment opportunities, grew exponentially due to rapid changes in industrialization. In response to these developments, lenders subsequently made qualifying even more difficult for high-risk and even relatively low-risk mortgage applicants, depressing housing demand further. 22 terms. aprmedi. Duca, John V., and John Muellbauer, Tobin LIVES: Integrating Evolving Credit Market Architecture into Flow of Funds Based Macro-Models, Working Paper Series 1581, European Central Bank, Frankfurt, Germany, 2013. An equal mass of which of the following states of matter could completely fill either a 100ml or 500ml container? if a tree casts a shadow of 12 meters at the same time, how tall is the tree? Locate Indian subcontinent, Himalaya, Ganges River, Deccan, Persian Gulf, Hindu Kush. Although people would continue to be priced out of some units by the private market, government zoning policies should not, on top of that, discriminate based on income by rendering off-limits entire communities where it is impossible to rent an apartment, live in a townhouse, or purchase a home on a modest plot of land. Reinstatement and rigorous enforcement of the AFFH are clear next steps in any quest to narrow the black-white housing opportunity gap. Which of the following sentences is considered common knowledge and would not require a citation? for hiring younger employees. No longer did the pace of life and economic activity slow substantially at sunset, the way it had in smaller towns. by Settlement house workers also became influential leaders in the womens suffrage movement as well as the antiwar movement during World War I. Jane Addams was a social activist whose work took many forms. As formerly segregated neighborhoods become more diverse, they do not automatically become more equitable: The rising costs often displace long-term residents and threaten cultural institutions and practices. By the end of the year, he campaign in the get more out of your subscription*. By the end of the year, he Voc sabe o que "um verso de p-quadrado"? A patient walks into a clinic with a sore leg. Baking racial exclusion into programs designed to promote homeownership, an FHA manual suggested that the best financial bets were those where safeguardssuch as highways separating communitiescould prevent the infiltration of lower class occupancy, and inharmonious racial groups. Homebuyers seeking to purchase in red zone neighborhoodsthose with high percentages of black residents, regardless of the wealth of those residentswould likely be denied a mortgage loan and received no federal support. which of the following chemicals is released by one type of immune cell to directly activate another immune cell? This expansion began in the 1990s and continued unabated through the 2001 recession, accelerating in the mid-2000s. Which of the following hormones increases the heart rate in response to stress? Which of the following is the amount of money the investor would receive if he cashed half of the shares of this stock? No policy limits African American income, wealth, and education as thoroughly as housing segregation. After working all afternoon, Sara has to return books to the library. Bubonic plague left its victims $\underline{? A. begun B. has began C. had begun D. had began 20.. New technologies, such as electricity and steam engines, transformed factory work, allowing factories to move closer to urban centers and away from the rivers that had previously been vital sources of both water power and transportation. The simple past tense and past participle forms of the verb begin and begin, respectively. But it was not until decades later, in 2015, that the government introduced a rule to require jurisdictions to come up with plans for taking meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities. In an enormous setback, President Donald Trump and Secretary of Housing and Urban Development Ben Carson suspended the AFFH rule in 2018. Which of the following is the best decimal approximation for the positive square root of 7? The housing crisis provided a major impetus for the recession of 2007-09 by hurting the overall economy in four major ways. Duca, John V. The Long-Awaited Housing Recovery, Federal Reserve Bank of Dallas Annual Report, 2013. Legislators should outlaw discrimination based on source of income, and support inclusionary zoning policies that require developers to set aside a portion of new housing units to be affordable for low- and moderate-income residents. Stratus clouds are formed when warm moist air rises over cold air. By the end of the year,he__to organize a grassroots campaign in the neighborhood. If damage occurs to the alveoli of the lungs, which of the following is true? D) Colonies grew quickly, and good land was scarce. Beginning in the 1870s, these organizations began providing community services and other benefits to the urban poor. Course Hero is not sponsored or endorsed by any college or university. Typically, higher levels of education and income translate into access to high-opportunity neighborhoods and the possibility of accumulating greater wealth. As cities grew and sprawled outward, a major challenge was efficient travel within the cityfrom home to factories or shops, and then back again. Black people also generally prefer integrated neighborhoods and schools. New electric lights and powerful machinery allowed factories to run twenty-four hours a day, seven days a week. This increase in production required additional workers, and this demand brought more people to cities. In fact, black-white residential segregation helps explain two astonishing facts: Middle-class blacks live in neighborhoods with higher poverty rates than low-income whites; and African American households headed by an individual with a bachelor's degree have less wealth, on average, than white households headed by an individual who lacks a high school degree. Which of the following correctly represents the phrase "five less than a number is greater than twenty"? Around that time, national house prices and home construction began rising, home construction rose off its lows, and foreclosure rates resumed falling from recession highs. Decide which choice fits best in the blank. which of the following tasks is appropriate during the final stages of the writing process? campaign in the neighborhood. Historically, potential homebuyers found it difficult to obtain mortgages if they had below average credit histories, provided small down payments or sought high-payment loans. The insulating sheath that facilitates the rapid movement of action potential down the axon is which of the following? Which of the following options completes the sentence correctly? Taking actions of the type outlined here would constitute an important step in combating this enduring American outrage. Developers and policymakers should not only consult with but also take direction from the democratic representatives of community members when determining what gets built and where. NAD(+) +Ze(-)+H(+)NADH Herewith, a plan to end it. Which of the following sentences is written correctly? In the factories, electric lights permitted operations to run twenty-four hours a day, seven days a week. The students should conclude that the cell with the greatest number of mitochondria is most likely which of the following? - After they played basketball all day, the girls were very tired. If the pediatric unit of a hospital has 165 beds, how many rooms are there if each room hold 3 beds? Course Hero is not sponsored or endorsed by any college or university. But while his racial thinking was very much a product of his time, he was also a reformer; he felt strongly that upper and middle-class Americans could and should care about the living conditions of the poor. Housing justice and the fulfillment of the Fair Housing Act should not be held hostage to the political whims of an administration led by a man who was himself investigated for racial discrimination in his own real-estate holdings. The root *viv* means "to live." Which of the following statements best supports the hypothesis that viruses can cause cancer? Please, become a member, or make a one-time donation, today. Two categories are cumulus and stratus. In 1889, the Otis Elevator Company, led by inventor James Otis, installed the first electric elevator. Which of the following words correctly words completes the sentence above? Which of the following portions of the neuron transmits neurotransmitters. Florence Kelley, who originally worked with Addams in Chicago, later joined Walds efforts in New York; together, they created the National Child Labor Committee and advocated for the subsequent creation of the Childrens Bureau in the U.S. Department of Labor in 1912. A motorist pulls into a driveway in a neighborhood in Henderson, Nevada. Debated on tuesday 19 april 2022. _4()+1()_ About us. Which of the following sentences is written correctly? Which of the following percentages is the discount of a textbook if the original price is $107.00 and the discount is $62.10? On a practical level, risk was off the radar screen because many gauges of mortgage loan quality available at the time were based on prime, rather than new, mortgage products. Which of the following is the best source to consult for information about the famous jazz saxophonist charlie "yardbird" parker's childhood in Kansas City in the 1940s? The resulting demand bid up house prices, more so in areas where housing was in tight supply. Which of the following is the term for the gap between two nerve cells? - Whenever the boys played in the rain, they came home with muddy clothes. His photos and writings shocked the public, made Riis a well-known figure both in his day and beyond, and eventually led to new state legislation curbing abuses in tenements. . Review the literature to determine what other research is available to the topic. According to the prefix "sub", which of the following words defines "subterranean"? Web housing letters poor social housing kills, as the death of awaab ishak shows the link between poor housing conditions and ill health was proven decades ago, so. The less vulnerable of these securities were viewed as having low risk either because they were insured with new financial instruments or because other securities would first absorb any losses on the underlying mortgages (DiMartino and Duca 2007). Which of the following is the definition of "bursitis" in the passage above? one way of classifying types of clouds is by the way in which they are formed. By the end of the year, he ____ to organize a grassroots campaign in the neighborhood. Which of the following is the sphincter muscle that regulates the movement of chyme into the small intestine?